Terms of Service

By creating an account or using StokeFi, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree to these terms, please do not use our service.

StokeFi is a personal finance tracking tool that allows users to:

• Track net worth by manually entering asset and liability values
• Log and categorize expenses
• View financial summaries and trends
• Set and monitor financial goals

By using StokeFi, you agree to:

• Keep Your Account Secure: You are responsible for maintaining the confidentiality of your login credentials and for all activities that occur under your account. Notify us immediately if you suspect any unauthorized access.
• Provide Accurate Information: You are responsible for the accuracy of the financial data you enter into StokeFi.
• Use the Service Lawfully: You agree not to use StokeFi for any unlawful purpose or in any way that could damage, disable, or impair the service.
• Not Attempt to Hack or Exploit: You agree not to attempt to gain unauthorized access to any portion of the service, other accounts, or any systems or networks connected to StokeFi.

To the maximum extent permitted by law, StokeFi and its creators, operators, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to:

• Loss of profits, revenue, or data
• Financial losses from investment decisions
• Business interruption
• Any other intangible losses

This limitation applies regardless of the theory of liability, whether based on warranty, contract, tort, or any other legal theory.

We reserve the right to suspend or terminate your account at any time, with or without cause, with or without notice. You may also delete your account at any time by contacting us through our support channels.

Upon termination, your right to use the service will immediately cease, and we may delete your data in accordance with our Privacy Policy.

The StokeFi name, logo, and all related content, features, and functionality are owned by StokeFi and are protected by copyright, trademark, and other intellectual property laws. You may not copy, modify, distribute, or create derivative works based on our service without our express written consent.

We may modify these Terms of Service at any time. We will notify you of any changes by posting the updated terms on this page and updating the "Last updated" date. Your continued use of StokeFi after any changes constitutes your acceptance of the new terms.

These Terms of Service shall be governed by and construed in accordance with applicable laws, without regard to conflict of law principles.